Working out how much money you spend per month, and where you spend it is the first step towards really trying to cut your cost of living.
Print out our Budget Calculator and fill in your income and expenditure in each different area. You’ll be able to see the black spots where all the money goes – you might be surprised!
This is an invaluable tool to saving money. When you know how you spend every month, you can begin to work out where you can save.